Annual rank76
France · Technology
Sidetrade
Sidetrade’s business applications cover credit, invoicing, collections, cash application, disputes and deductions.
FY2022–FY2025
FY2022–FY2025
FY2022–FY2025
current context only
Company profile
Order-to-cash applications, agents and payment intelligence
Sidetrade develops an order-to-cash platform for the work between accepting an order and receiving, matching and forecasting payment. Credit teams, accounts-receivable managers and shared-service centres use its applications to issue invoices, prioritise collections, resolve disputes and apply cash. The same environment combines a proprietary payment-behaviour Data Lake with Aimie agents that can recommend or execute governed actions while returning exceptions and transcripts to finance teams.
Applications and workflow
From a clean invoice to matched cash
Eight O2C applications share data across credit, invoicing, collections, disputes, deductions, cash application, analytics and customer self-service. E-Order and E-Invoicing synchronises orders and invoices with ERP and CRM systems; Augmented Collection selects the next account, action and channel; Cash App interprets remittance information and routes unmatched items.
- Explore the eight O2C applications Credit, invoicing, collections, disputes, cash and analytics
- E-Order and E-Invoicing Validated order and invoice data across ERP and CRM systems
- Augmented Collection Account prioritisation, dunning and multichannel engagement
- Cash Application Remittance interpretation, invoice matching and exceptions
Data and agentic AI
Aimie learns from how businesses actually pay
Sidetrade's Intelligence Foundation normalises payment events from live order-to-cash workflows. The H1 2026 results release describes a proprietary Order-to-Cash Data Lake that has aggregated USD 10 trillion in B2B transactions across 45 million buyer companies since 2015. Sidetrade says its specialised language and predictive models use this behavioural evidence for risk, timing and next-action decisions. Aimie agents can call customers, qualify invoices and escalate exceptions within policies rather than behaving as a general-purpose chatbot.
- Read the current data and cloud boundary USD 10tn of transactions, 45m buyer companies and Sidetrade private-cloud claims
- Intelligence Foundation The governed data layer behind predictions and execution
- Explore the O2C Data Lake Live payment benchmarks across buyers, countries and sectors
- Meet Aimie Agents Specialised agents for finance workflows and exceptions
- How the cash-collection agent works Calls, invoice qualification, transcripts and escalation
Customer evidence
Cash results make an abstract workflow visible
FranceTV Publicité reports EUR 7.7 million of cash generated and a nine-day reduction in days sales outstanding after integrating collections, credit analysis and Aimie. Biffa describes the platform's move from transactional collections to a strategic finance role. Sodexo is deploying eight Aimie agents across billing, collections and payment tracking.
- FranceTV Publicité case Automation, compliance and measured cash outcomes
- Biffa customer story How a credit-control platform changed daily finance work
- ▶ VideoWatch: Biffa's finance team An English customer interview on Sidetrade's official channel
- Aimie at Sodexo Eight agents across billing, collections and payment tracking
Footprint and positioning
Enterprise depth meets a new mid-market route
Sidetrade serves enterprises in 85 countries through teams in Europe, North America and Asia-Pacific. The United States supplied 30% of 2025 revenue and international markets 71%. Acquiring Sydney-based ezyCollect added an SMB-focused product and APAC base, while the O2C Intelligence 2030 programme is reorganising the enterprise platform around applications, agents and customer-built workflows.
- About Sidetrade Company scale, platform architecture and global reach
- Explore the office network Teams across France, Germany, the UK, Ireland and North America
- Read the 2025 operating footprint International mix, the US region and APAC contribution
- ezyCollect joins Sidetrade An SMB product, Sydney base and Asia-Pacific expansion
- O2C Intelligence 2030 The applications, agents and customer-agent roadmap
Official profile sources: Sidetrade introduces first-ever AI Cash Collection Agent, autonomous and interactive · About Us - Sidetrade
Editorial update, 23 September 2026: rebuilt the 2026 update from Sidetrade's H1 2026 results (22 September 2026) and SAFE release (10 September 2026), and updated the Data Lake figures. Annual ranking unchanged.
Current 2026 update
What is changing at Sidetrade in 2026?
Sidetrade's first-half 2026 results (unaudited) give reported evidence for its AI-native shift: record half-year bookings, higher like-for-like profitability and stronger cash generation, while the new contracts are expected to contribute more to revenue only from Q4 2026.
The change in one sentence
Orders and margins moved first; revenue is expected to follow from Q4 2026.
New subscription bookings more than doubled and the like-for-like EBIT margin rose by nearly five points.
Four lenses on 2026
The same four-quadrant format used in the Company profile.
01 · Commercial traction
Record half-year bookings, more new customers and longer contracts
In the first half of 2026 Sidetrade signed EUR 5.16 million of new annual recurring subscriptions (ARR), up 112% and 20% more than in the whole of 2025. Total contract value reached EUR 18.71 million, up 194%. New customers accounted for 56% of bookings, against 30% a year earlier, and the average initial commitment lengthened from 44.5 to 48.8 months. North America provided 44% of bookings but just over 27% of subscription revenue. The AI-native products (Aimie Cash Collection Agent, Agent Builder Studio and Aimie IQ) generated EUR 1.02 million, or 33% of the EUR 3.11 million of new ARR signed in Q2, and 80 agents were on firm order: 26 Aimie Agents and 54 Customer Agents. After the half-year, on 29 July, Réside Etudes, a French operator of serviced residences, selected Aimie for cash collection. Sidetrade expects the contracts signed in the first half to contribute more significantly to revenue from Q4 2026.
- Current signalNew ARR EUR 5.16m (+112%) · total contract value EUR 18.71m (+194%) · 33% of Q2 new ARR from AI-native products
- Why it mattersBookings precede subscription revenue, so a larger, longer and more international order book is the earliest measured test of demand for the AI-native offer.
- H1 2026 results Sidetrade · 22 September 2026
- Réside Etudes agent workflow Sidetrade · 29 July 2026
02 · Operating leverage
Margins rose while like-for-like operating costs fell
Revenue reached EUR 34.8 million, up 19% as reported and 21% at constant currency, including ezyCollect, consolidated since Q4 2025; subscriptions were EUR 31.3 million, or 90% of revenue. EBIT rose 22% to EUR 5.7 million, a 16.2% margin, including a EUR 1.9 million research tax credit. Excluding ezyCollect, the EBIT margin rose from 15.7% to 20.7%, and operating expenses fell by EUR 1 million, which Sidetrade attributes to cost discipline in R&D (helped by AI), sales and marketing. Gross margin was 74% as reported, against 77% a year earlier; excluding ezyCollect it rose 1.4 points to 78.4%, and subscription gross margin held at 89%. Net income rose 15% to EUR 4.7 million. Operating cash flow was EUR 9.1 million, against EUR 5.4 million a year earlier, both excluding the timing of the research tax credit.
- Current signalLike-for-like EBIT margin 20.7% vs 15.7% · like-for-like operating costs down EUR 1m · operating cash flow EUR 9.1m
- Why it mattersHigher revenue with lower like-for-like costs is reported operating leverage in a recurring-revenue model, not a projection.
- H1 2026 results Sidetrade · 22 September 2026
03 · Sovereign stack
Own data, models and compute, now under one agent framework
According to Sidetrade's H1 2026 results release, its Order-to-Cash Data Lake has aggregated USD 10 trillion in B2B transactions across 45 million buyer companies since 2015. The Data Lake feeds models that combine open-weight language models fine-tuned by Sidetrade with its own predictive models for payment behaviour, buyer risk and the next collection action; they run on Sidetrade's own GPUs (mainly NVIDIA H100 and H200) in its private cloud. SAFE, launched on 10 September 2026, is the common execution layer for the AI-native products: it selects a model for each task, governs agent autonomy, logs actions and triggers a deterministic escalation when human intervention is required. SAFE is already in production under the Aimie Cash Collection Agent, deployed with customers including Securitas, Accor and Sodexo. The infrastructure is certified ISO 27001, SOC 1 Type II and SOC 2 Type II, and agents are validated against the OWASP Agentic Top 10 before production. AI-native subscriptions include task volumes and O2C IQ consumption units produced on Sidetrade's infrastructure, rather than being priced on third-party tokens. On 30 June 2026 The Hackett Group gave Sidetrade a 2026 Innovation Award in the Technology Operations category, following an evaluation of demonstrated results.
- Current signalUSD 10tn of transactions · 45m buyer companies · SAFE in production with Aimie
- Why it mattersOwning data, models and compute lets Sidetrade price AI use in its own units instead of passing on third-party token costs.
- H1 2026 results Sidetrade · 22 September 2026
- SAFE agent framework Sidetrade · 10 September 2026
04 · What to watch
Three questions for the next disclosures
The next results will show whether the order book turns into revenue growth.
- Revenue conversionDoes subscription revenue growth accelerate from Q4 2026 as the contracts signed in the first half start contributing?
- ProductionDo Agent Builder Studio and Aimie IQ enter production with beta customers in Q4 2026, as scheduled?
- ezyCollectDoes the gap between reported (74%) and like-for-like (78.4%) gross margin narrow as the acquisition is integrated? Separately, financial debt was EUR 28.0 million at end-June, mainly the EUR 25 million seven-year loan that financed the acquisition.
Annual record
Ranking history
Future editions add rows; they do not rewrite the 2026 record.
| Edition | Measurement period | Rank | Revenue growth | Net-income growth | Stock return |
|---|---|---|---|---|---|
| 2026 | FY2022–FY2025 | 76 | +67% | +167% | +61% |